I’m Ethan Huizenga, I’m a lawyer, and I help people just like you protect and preserve their hard earned savings.

Maybe you’re looking for guidance because your spouse or parent has a nursing home bill that is threatening to consume their life savings. Or perhaps you’re looking ahead, hoping to someday give what you have to the people you love.

I’ve written this series of books to give people like you a roadmap to protecting everything you’ve worked so hard for. Each book is meant to be a quick read and easily understood.

They’re offered below as FREE DOWNLOADS, so you can get started reading them today!

MY SHORT, HELPFUL BOOKS

The Ultimate Guide to Nursing Home Medicaid for the Stressed Out Husband or Wife is exactly what it claims to be: your definitive guide to navigating the maze of Medicaid regulations involved when your spouse needs a nursing home.

In this book, you’ll discover that you don’t need to get a divorce just to protect your home and life savings from your spouse’s nursing home bill. You’ll see how Medicaid’s rules are set up to be confusing unless you have an expert guide. 

And you’ll meet a married couple, just like you, who saved their house and more than $500,000 in savings from the nursing home bill just by following the Medicaid rules.

You deserve to leave a legacy that reflects your hopes and dreams for your life savings, but there’s a lot that can get in the way  of achieving those goals.

Inapacity. Nursing home bills. Creditors and predators. Probate.

In How to Protect Your Home and Life Savings in Iowa, we focus on planning ahead for the curveballs life throws at you, so you can leave the legacy you want.

Using simple analogies and true stories, I wrote this book to explain how real, proper estate planning will take you from anxiety and stress over the threats to your legacy to confidence that you and your loved ones will keep control of your care and your finances.

Picture this: your parent, once independent and self-reliant, now finds themselves in need of nursing home care. As their caregiver, you’re overwhelmed by the challenges of Medicaid planning. You can’t help but feel uncertain about how to protect their assets and ensure they receive the care they deserve without draining their savings.
 
Enter “It’s Not Too Late,” the ultimate resource designed specifically for people like you who are navigating Medicaid planning for a single parent. This book offers actionable strategies and invaluable insights to help you secure Medicaid assistance while safeguarding your parent’s financial legacy.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Free book reveals the secrets of nursing home Medicaid to give you hope for your financial security

If you’re looking for help with your spouse’s nursing home bill, you need to download this free book right now. You know that at $7,700 per month and rising, the cost of your spouse’s nursing home care could quickly consume all of your life savings. Faced with the stress of moving your husband or wife to the nursing home and the shock of that huge monthly expense, it’s no wonder you can’t see how you could possibly afford to get them the care they need.

The government has an answer to paying this bill for people who can’t afford it: Medicaid (also known as Title 19). Nursing homes often have you submit a Medicaid application when you first move in, but that application usually gets denied. And the Medicaid system can feel like a labyrinth of indecipherable rules and cranky state employees.

Don’t wait for the nursing home bill to consume your savings! Request a FREE copy of It’s Not Too Late: The Ultimate Guide to Nursing Home Medicaid for the Stressed out Husband or Wife.

IT'S NOT TOO LATE

If your first application for nursing home Medicaid was denied, there is still hope. You can still get Medicaid help with your spouse’s nursing home bill. 

There are a lot of myths out there about Medicaid/Title 19. We’ve busted those myths with It’s Not Too Late: The Ultimate Guide to Nursing Home Medicaid

In this book, you’ll discover a ton of useful information, including:

  • What services are covered by the Medicaid long-term care programs. (page 2)
  • Why the different rules in each state mean you could be eligible for help in South Dakota and not eligible in Iowa. (page 2)
  • How the Medicaid rules classify you and your spouse differently. (page 3)
  • What one test you have to pass before the state even considers your financial status. (page 4)
  • Why having less $2,000 in the bank doesn’t mean you’re automatically eligible for Medicaid. (page 5)
  • How the Medicaid definition of income and the IRS definition of income are different – and how those differences are a critical part of determining Medicaid eligibility. (page 8)
  • What income you can set aside to support yourself while your spouse is in the nursing home. (page 14)
  • Why Medicaid isn’t just for “poor” people. (Chapters 3, 5, and 8)
  • How the Medicaid rules specifically create shelters to protect your life savings from your spouse’s nursing home bill. (page 26)
  • When you can can give assets away and still be eligible for Medicaid. (page 46-48)
  • Why the state denies most Medicaid applications submitted by the nursing home and what two things you can do to increase the chances that your application will be approved. (page 54-55)
  • How the term “spenddown” is intentionally misleading. (page 61)
  • What three basic tools the Medicaid system uses to let you spend your money how you want. (page 62)
  • A foolproof process for spenddown planning that makes sure your spouse’s care is paid for without consuming your life savings. (page 69)
  • …AND MUCH MORE!
All this information is completely free to anyone who is preparing to file a Medicaid application OR if you have already been denied. It’s never too late to protect what you have left and get help from Medicaid/Title 19, but the longer you wait, the more money you’ll spend on the nursing home bill. We want to get this book in your hands RIGHT NOW.

How to Get Your FREE Download:

To get a FREE hard copy of this book about your spouse’s Medicaid eligibility, I just need your contact information in the form below. You will receive a package in the mail from me with your free copy of this book just a few days after submitting your request.

To get a FREE digital copy of this book about your spouse’s Medicaid eligibility, I just need your contact information in the form below. You will receive an email with your free download shortly after submitting your request.

Ordering this information does not create an attorney-client relationship. Don’t worry – the submission is confidential, and we won’t sell or trade your information to any third parties.

Fill Out the Form Below

by Ethan Huizenga

Ethan Huizenga is an elder law and estate planning lawyer licensed to practice law in Iowa, South Dakota, and Missouri.

by Ethan Huizenga

Ethan Huizenga is an elder law and estate planning lawyer licensed to practice law in Iowa, South Dakota, and Missouri